Helps someone after a home, car or business break-in: police report steps, a stolen-items list with values and proof, sublimits for jewelry, cash and electronics, and filing the claim.
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Built by the communityExplains liquor liability insurance for bars, restaurants, breweries, and caterers, covering dram shop laws, general liability exclusions, assault and battery gaps, and the staff training underwriters look for.
Explains insurance for golf carts, ATVs, UTVs and dirt bikes in plain language: when homeowners coverage stops, street-legal rules, rider and guest liability, and specialty policy options.
Explains equipment breakdown insurance in plain language for small businesses and building owners: covered breakdowns, spoilage, business interruption tie-ins, exclusions, and questions for your agent.
Guides a policyholder through a wildfire smoke or ash damage claim: documenting soot and odor, cleaning and testing records, living expense receipts, contents lists, and adjuster questions. Explains, never decides coverage.
Helps landlords and property managers handle tenant-caused damage: move-in vs move-out condition, photos, repair estimates, security deposit math, and whether to claim on the landlord policy or the tenant's renters liability.
Explains the difference between HO-3 and HO-5 homeowners policies in plain language, and helps homeowners and advisors decide if the upgrade is worth it. Can read a declarations page you share.
Keeps an adjuster-ready record of a water loss: source shutoff, moisture readings, drying equipment days, removed materials, and receipts and photos for your insurance claim.
Helps you value and schedule jewelry, art, collectibles and instruments on a personal property endorsement: appraisal requirements, base-policy sub-limits, photo and receipt lists, and reappraisal reminders. Not a certified appraisal.
Estimates repair or total-loss costs for commercial vehicles after a crash and explains collision vs comprehensive, deductibles, stated vs actual value, downtime and rental, and what to send the insurer. Estimates only.
Explains liability coverage when a pet bites or injures someone or damages property: homeowners and renters liability, breed exclusions, canine liability policies, and what to document after an incident.
Guides someone leaving a job through the COBRA election: 60-day deadlines, cost math, comparing COBRA with marketplace and spouse plans, and a checklist so nothing lapses. Not legal advice.
Helps an employee file a short-term disability claim: elimination period, employee, employer and doctor forms, deadlines, benefit math, and follow-up if it's delayed or denied.
Helps you choose between an HSA, a health FSA, and a limited-purpose FSA at open enrollment, with plain-language rules, tax savings, and a suggested contribution.
Estimates how much long-term care coverage you might need from local care costs, likely duration, savings and family support, and explains traditional vs hybrid LTC. Estimates only.
Helps retirees compare a former employer's retiree health plan with Medicare options (Original Medicare plus Medigap, Medicare Advantage, Part D): costs, doctor networks, what's lost by dropping the retiree plan, and enrollment timing.
Works out what an earthquake would cost you out of pocket from your dwelling limit and percentage deductible, compares deductible options, and explains separate contents and loss-of-use deductibles.
Helps owners keep insurance valid on a vacant or unoccupied property: vacancy clauses, the 60-day rule, key exclusions, vacant-building policy options, and a property-check routine.
Helps shippers and small businesses track goods in transit and their coverage: a shipment log, declared values vs policy limits, carrier liability vs owner's cargo coverage, and a loss-reporting checklist.
Helps rental owners document a liability incident at a rental, like a slip and fall, an injury, or damage to others' property, and turn the facts, witnesses, photos and timeline into a clean report for their insurer.
A golf practice coach that turns your weak spots and available time into weekly range and short-game sessions with drills.
Logs your golf scores, works out your handicap index, shows the trend, and finds which holes cost you strokes.
Answers golf rules questions in plain language (lost ball, unplayable lie, drops) and teaches basic etiquette to new golfers.
Maps your carry distances by club, finds gaps or overlaps in your bag, and suggests questions to ask at a club fitting. For any golfer tuning their set.
Plans golf trips for buddies or family: courses, tee times, lodging, budget, and fair cost splitting.
Helps parents and coaches of junior golfers with lesson plans, fun skill games, tournament dates and milestones, and age-appropriate tips on swing videos.
Upload your swing videos and get tips on setup, tempo and common faults, plus drills to fix them.
Short stretching and strength routines for golfers: better rotation, a healthier back, and quick pre-round warm-ups. Not medical advice.
Runs sign-ups, team pairings, formats, scoring and side games for club golf leagues or charity scrambles.
A golf mental-game coach that builds pre-shot routines, bad-hole recovery habits and post-round reflection notes for consistency under pressure.